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First Time Home Buyers Tax Credit
By now, you might have heard about the tax credit offered to first time home buyers. The government is offering a $7500 (or 10% the value of the home, which ever is less) tax credit to first time home buyers that purchase a home between April 9, 2008 to June 30, 2009. There are some income......Read More

Posted on: 2008-08-19 23:01:26 | Rating:

| Views: 25 | Comments: 0 | Tags: Home Buying Home Sales

The social aspect of owning your own home.
There are a number of benefits of owning your own home and not all of them are tax breaks and building of equity. Homeowners also enjoy many social benefits. They tend to be more active in their community due to the greater financial stake they have in their neighborhoods. Because home......Read More

Posted on: 2008-08-06 15:56:48 | Rating:

| Views: 12 | Comments: 0 | Tags: Home Ownership

Purchasing a Foreclosure!
There are two types of bank-owned properties: a property that is in foreclosure, and a real estate owned (REO) property. The first type is undergoing a legal procedure called foreclosure initiated by a lender in order to take ownership of the property from a borrower who has defaulted......Read More

Posted on: 2008-07-30 12:26:33 | Rating:

| Views: 16 | Comments: 0 | Tags: Home Buying;Real Estate

Buying vs Renting
Topic: Monthly Costs Renting Advantage More Fixed Costs for the term of lease. Disadvantage Although in the short run costs are more fixed, over several years rent payments can increase. Buying Advantage Over the long term it is possible for the cost to be more fixed......Read More

Posted on: 2008-07-16 15:14:36 | Rating:

| Views: 12 | Comments: 0 | Tags: Home Buying

Managing your Finances!
The best way to organize your finances in order to spend your money wisely, save money for emergencies, and invest in your future is to create a personal budget plan. Your personal budget plan should show your total monthly income; list all your necessary monthly expenses; include enough money to......Read More

Posted on: 2008-07-09 22:12:09 | Rating:

| Views: 14 | Comments: 0 | Tags: Finances

Reasons to Buy a Home!
(1) You have a place of your own! - A place to raise your children and pets. - You can become part of community. (2) Tax Savings. - 3 Major income tax deductions: 1. Interest on the home mortgage 2. Property Taxes 3. Discount points connected with the loan. - It is possible......Read More

Posted on: 2008-07-08 14:34:59 | Rating:

| Views: 18 | Comments: 0 | Tags: Home Buying

Everyone wants a say?
Have you ever had a good idea and proceed to act on the idea and then run into resistance from your boss or co-worker because you didn’t discuss it with them first? Have you ever thought that the only reason these people were upset was because you thought of the idea first? Have you ever......Read More

Posted on: 2008-07-03 11:07:20 | Rating:

| Views: 15 | Comments: 0 | Tags: History;thoughts

Getting Ready to Move?
If you are planning a move, begin by researching allowable tax deductions for moving; you can deduct some moving expenses under certain circumstances if your move is related to a new job. Keep all receipts related to moving expenses in your tax file. Two months prior to moving, consider having......Read More

Posted on: 2008-06-30 21:49:52 | Rating:

| Views: 31 | Comments: 0 | Tags: Moving

I have found my new home but haven’t Sold my cur
If you need to obtain financing for a new home, including a down payment, but your old home hasn’t sold yet and your funds are tied up, one option is to utilize an existing equity line of credit to make the down payment. This may be a viable option if your equity......Read More

Posted on: 2008-06-19 22:08:39 | Rating:

| Views: 22 | Comments: 0 | Tags: Home Sales;Home Buying

Four Reasons that First Time Home Buyers should ge
In many ways today’s Real Estate market conditions are favorable for 1st time home buyers. Below I have listed a few reasons 1st time home buyers should consider making the jump to home ownership: (1) More Choices- According to the National Association of Realtors current inventory......Read More