All human beings are born with the free gift of making their own decision, unless you are born with some disorder or illness that prevents you doing so. In our lifetime we will be forced to make easy and hard, heart wrenching decision that will mark, impact, change our course of life and destroy, hurt, annihilate others around us. All of us are able to distinguish good choices verses bad ones. We know evil from good. Moral and ethical dilemmas are a fact of life. In our lives we will all be challenged by them in our family and love life, careers, economic future, political and social behavior. At times it takes a lot of courage to do what is right.
In USA we have the health care system which is responsible to deliver affordable and good medical treatment to the populace of this country regardless of the person's ability to pay or not. What then is our collective moral wisdom, or moral ethics? How are the poor, unemployed, middle age, senior citizens, military discharged personnel, disable veteran, self employed, single or divorced parent with kids to raise, recently laid-off, fired, sick, who have no insurance are treated in doctor's office and hospital all over the USA.
Some doctor's offices are calling their patients and just kicking them out of their care due to high risk illness and lack of proper ability to pay which could mean no insurance, poor insurance coverage or medicare and medicaid patients. We must not forget that in the medical fields doctors, surgeons, specialist of all kinds are self employed people. They can charge whatever they want and turn away whom ever they please. Situations of people loosing their long time and long term doctors is escalating to the highest summit now with the terrible recession we are on.
The Hippocratic oath: To cause no harm, to seek only to benefit the patient is clearly violated over many times. Choices to keep and give services to the chose few are made constantly today. Those who are healthy with minor medical problems and have ability to pay, wealthy or those in poor health but carries great insurance coverage. Would you consider these choices the medical practitioners are choosing of ethical and moral value? No!
The insurance industry that are running this country are doing the very same thing. They are dropping coverage of people who are costing them money are choosing those who are young, have good health, employed, wealthy and so on. Their practice of resending is used constantly to deny a subscriber payment on their medical bills. Insurance co. do this by going back into the insured medical history. They kind of make themselves into doctors, judge and jury in order to avoid giving continual coverage and avoid payments to high risk, costly in their opinion subscribers who either have become ill or suffered some kind of debilitating incurable illness. Accusing the insured person of hiding, falsifying preexisting medical information in their application for coverage. In other words the subscriber cheated therefore they are not responsible to keep them covered and pay their medical bills.
When we sign a form that gives an insurance co. access to our medical history once they get it we are sunk because they will look for anything that will help them negate their responsibility to pay and quickly discharge you from coverage. It is disgusting how they are for profit and don't care if the subscriber leaves or die. There are very few laws that force health insurance to honor the subscriber coverage and pay the medical bills. If those laws are found it take a long time in litigation and by then the subscriber is buried in a mountain of bills or dead.
Moral ethics is part of the caring human factor. It has meaning and significance in human life and how we treat each other.
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