Thank you for your kindness and encouragement. It is by the Grace of God that I even know that I am free. By not having a vested interest in the debt game, I am free to understate the obvious. Someone must write the things that only a homeless man can write. The understanding that whatever we consider to be safe can be wiped away by human nature comes by hard lessons, that stay well learned. The people who crossed this land in covered wagons didn't consider themselves to be homeless. They knew they were vulnerable, and that taught them how to pray. Such as this country is, I can still say that they did a pretty good job. We should remember and thank God for them. On that subject, I certainly do welcome comments.